okay, so right before i got pregnant my husband & i bought a small 850 sq ft house. if we sell it, we have to pay $10,000 back to the state immediately (low-income assistance–silent lien). We’ve just made one mortgage payment. Here’s my budget, help me to cut it!
Mortgage 1100
credit cards (min due, total of both cards) 200
car insurance (one car, no pmt, we commute to work) 70
electricity 75-100
gas heat 50
water & sewer 150
cell phone 75 we need A phone as we don’t know the neighbors & don’t have a pay phone nearby
medical bills (they want me to pay more, but i can’t) 100++
doc copays (baby visits) 25
prescriptions (i have asthma) 20
groceries (very low) 200
gas (<one tank a week, 28 mpg in our car) 100
we have no savings left.
i make $1770 a month at my job, +$2000 a year from home
husband makes $1100 a month
we’d need to go on welfare, WIC & food stamps.
also, my job provides insurance, his doesnt
what else can we do so i can be a sahm?
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